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Explore Mutual Funds

Real data. Zero noise. 1,400+ schemes  ·  Know before you invest.
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Fund Houses (AMCs)

India's top Asset Management Companies. Click any to see their full fund lineup, AUM and flagship scheme.

Direct Plan vs Regular Plan

Same fund. Same manager. Same portfolio. The only difference: who gets the commission. Over 20 years on a ₹5,000/mo SIP, choosing Direct over Regular means ₹15-25 lakhs more in your pocket.

✓ Direct Plan - Always Recommended

Direct Plan

Invest directly with the AMC. No distributor, no commission. The full market return is yours. Available on Zerodha Coin, Groww, Kuvera, MF Central and AMC websites.

0.3-0.8%
Lower expense ratio vs Regular of same fund
Lower TER means your NAV grows faster every single day
Always carries higher NAV than the Regular version
Same portfolio and fund manager — zero quality compromise
Finance101 helps you research without a distributor
No additional minimum investment or SIP threshold
Regular Plan

Regular Plan

Bought via a bank, broker or distributor. They earn 0.5-1.5% trail commission from your corpus every year, silently deducted from the fund NAV daily.

0.5-1.5%
Extra annual cost paid to your distributor
Higher TER compounds against you every single day
Always has lower NAV than Direct of the same fund
Distributor incentivised to recommend high-commission funds
On ₹5K/mo SIP for 20 years: costs ₹15-25L more
Advisory value rarely justifies the long-term cost drag

See the exact difference for your SIP

₹5,000
20 yrs
12%
0.8%
Direct Corpus
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Regular Corpus
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You Save
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Top 10 Holdings

Actual stocks inside India's top mutual funds — from the latest quarterly factsheets filed with SEBI and AMFI.

What's Coming Next

Finance101 is expanding beyond mutual funds. Here's what's being built next.

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ETFs

Nifty ETFs, Gold ETFs, international ETFs — live price, AUM, expense ratio and tracking error.

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Stocks

NSE/BSE listed stocks — fundamentals, PE ratio, sector data and analyst ratings for informed decisions.

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Portfolio Tracker

Track all your MFs, stocks, ETFs and gold — consolidated P&L and XIRR in one clean dashboard.

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AI Fund Advisor

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Market News

Curated fund news, NAV change alerts, fund manager moves and SEBI circulars in one feed.