Finance101
Stop guessing.
Your ₹500 Swiggy order won't love you back.
A SIP will. Finance101 helps first-time and seasoned investors in India
find, compare and track mutual funds — without the jargon.
₹50L Cr+
Total AUM in India
Top Performers · 5Y CAGR
SBI Small Cap +29.1%
Parag Parikh Flexi +24.8%
HDFC Mid-Cap +26.7%
Mirae Large Cap +22.4%
Axis Bluechip +19.9%
₹500/mo · 20 years · 12% CAGR
₹49.96L
invested ₹1.2L — compounding did the rest
Nifty 50 Loading… Sensex Loading… Parag Parikh Flexi Cap +24.8% 5Y SBI Small Cap +29.1% 5Y Mirae Large Cap +22.4% 5Y HDFC Mid-Cap +26.7% 5Y Gold (MCX) Loading… Axis Bluechip Direct +19.9% 5Y Nippon India Small Cap +30.2% 5Y Kotak Emerging Equity +27.2% 5Y Nifty 50 Loading… Sensex Loading… Parag Parikh Flexi Cap +24.8% 5Y SBI Small Cap +29.1% 5Y Mirae Large Cap +22.4% 5Y HDFC Mid-Cap +26.7% 5Y Gold (MCX) Loading… Axis Bluechip Direct +19.9% 5Y Nippon India Small Cap +30.2% 5Y Kotak Emerging Equity +27.2% 5Y
Why invest
Why Mutual Funds, though?
Because your savings account is giving 3.5% while inflation runs at 6%. Here's what actually moves the needle.
01
⚡
Compounding — the only magic in finance
₹49.96L
from ₹500/month at 12% CAGR over 20 years. You invested ₹1.2 lakhs. Time did the rest.
This isn't a trick. It's arithmetic. The earlier you start, the less you need to invest to reach the same number.
02
🧩
Built-in diversification
One fund holds 30–100 stocks across sectors. Single stock tanks? The rest carry you. Zero stock-picking anxiety.
03
💧
Redeem anytime
Unlike FDs or PPF, you're not locked in. Redemptions settle in 1–3 working days. Your money stays accessible.
04
📱
Start with ₹100
Lower barrier than a Netflix subscription. A ₹100 SIP is real. No wealth required to begin building it.
05
🛡️
SEBI regulated
Every fund house is audited, tracked and regulated. This isn't crypto. Every rupee is accounted for.
06
📊
Direct Plans = more returns
No distributor commission. 0.5–1% less expense ratio every year. Sounds small — that's lakhs over a decade.
The comparison nobody asked for
₹500 a month.
You spend ₹500 on delivery without thinking twice. What if that money worked for you instead?
🍕
Food Delivery Apps
Surge pricing on top of delivery fee
Consumed in 15–20 minutes
Zero financial return
Repeat monthly, indefinitely
After 10 years
₹0
₹60,000 spent. No wealth created.
Spent. Gone. 💸
📈
SIP in Equity Fund
Fully automatic, runs itself
Grows while you sleep
Professionally managed portfolio
Liquid when you need it most
After 10 years @ 12% CAGR
₹1.16L
Invested ₹60,000. Wealth created.
Working for you. ✓
*Indicative at 12% CAGR. Mutual fund investments are subject to market risk. Read all scheme documents carefully.
Curated picks
Best 5 Funds right now
Consistent performers across categories. Chosen for 3Y/5Y returns, low expense ratio, and fund house reputation. Live NAV via mfapi.in.
Who manages your money
Popular Fund Houses
India's most trusted AMCs — all SEBI regulated, all competing to give you the best returns.
What you get
Everything in one place
Research, compare, calculate — without switching tabs or apps.
Your money deservesbetter than a savings account.
Finance101 is free, no login required, and built for investors who are just getting started — or starting over.
Start Exploring Funds
Free · No account needed · Data from AMFI & mfapi.in
Disclaimer: Finance101 is a research and information platform only. We are not SEBI-registered investment advisors.
All fund data is sourced from AMFI India and mfapi.in. Mutual fund investments are subject to market risks.
Past performance is not indicative of future returns. Please read all scheme-related documents and consult a
qualified financial advisor before making investment decisions.